Looking for a home in McAllen or Mission, TX? You’re not alone! These two vibrant cities in the Rio Grande Valley are attracting homebuyers with their affordable prices, strong job market, and quality of life. But before you jump into the market and check out homes for sale in McAllen, it’s important to understand the latest trends, pricing, and what to expect in 2025. Let’s break it all down.
Current Housing Market Trends: Prices Are Rising, But Still Affordable
McAllen and Mission remain two of the most affordable housing markets in Texas, even as prices continue to climb. As of December 2024:
The median home price in McAllen is $280,000, reflecting a 7.7% increase from the previous year.
Homes are selling faster, with an average of 55 days on the market, compared to 62 days in 2023.
McAllen’s home prices remain 45% below the national average, making it an attractive option for first-time buyers and families looking for more space without breaking the bank.
Forecasts predict a 7% rise in home prices for 2025 in McAllen, alongside a 19.8% increase in existing home sales. That means if you’re thinking of buying, now might be the right time before prices climb even higher!
McAllen and Mission offer a diverse range of homes, from cozy starter houses to spacious family-friendly properties. Whether you’re looking for a modern home with the latest amenities or a classic ranch-style house with a large backyard, you can find something to fit your needs. Here’s a peek at homes for sale in McAllen, TX:
Mission’s Magnolia Park neighborhood features larger homes, like this 4-bedroom, 3-bathroom house with 2,786 sq. ft., ideal for families looking for extra space.
McAllen’s La Floresta neighborhood has great options, like this 4-bedroom, 2.5-bathroom home with 2,203 sq. ft., offering a mix of luxury and affordability.
New developments in Sharyland and Tres Lagos are introducing modern, energy-efficient RGV custom homes with smart features, attracting tech-savvy buyers.
Older homes in central McAllen provide charm and larger lot sizes, often at lower prices than newer constructions.
While there are homes on the market, inventory remains tight. The number of homes sold in December 2024 was 68, down from 79 in 2023. This limited supply means competition is strong, and some homes receive multiple offers.
Buyers should be prepared to act fast. In competitive neighborhoods, homes can sell within days, sometimes over the asking price. To improve your chances of buying a home in Texas, get pre-approved for a mortgage and work with a knowledgeable local real estate agent who can help you find properties before they hit the market.
What’s Driving Home Prices?
Several factors are shaping the housing market in McAllen and Mission:
Interest rates: As the Federal Reserve adjusts rates, mortgage costs change, affecting affordability.
Lower rates encourage buyers, while higher rates can slow down sales.
Supply and demand: With limited inventory, homes are selling quickly, pushing prices upward. New construction is trying to keep up, but demand still exceeds supply.
Migration trends: More people are moving to McAllen from cities like Los Angeles, Salt Lake City, and Miami, increasing demand. Many buyers are remote workers seeking a lower cost of living.
Economic growth: McAllen and Mission are experiencing job growth in healthcare, education, logistics, and technology, making them attractive for professionals and families.
Environmental risks: Nearly 58% of McAllen properties face a severe flood risk, while 75% are at extreme risk for heat. These factors may impact long-term values and insurance costs.
Hose Market: What to Expect in 2025-2026
The future of McAllen and Mission’s housing market looks bright, with several key factors
shaping its trajectory:
Home values on the rise: Home values are expected to rise 2.6% by late 2025, marking steady growth that benefits homeowners and investors alike. While this increase is more gradual compared to past years, it suggests a more stable and predictable market.
Strong market rankings: Realtor.com has ranked McAllen as the 7th hottest housing market for 2025, a testament to its growing popularity and demand. This ranking reflects the area’s affordability, economic expansion, and increasing migration from other states.
Affordability factor: Despite rising prices, McAllen’s housing costs remain 45% lower than the U.S. average, making it a great place for first-time buyers and those relocating from expensive metro areas.
A Market Shift: More Balance Between Buyers and Sellers
As the market transitions, buyers may have more negotiating power than in recent years. While sellers will still benefit from steady appreciation, the days of rapid price surges and multiple-offer bidding wars may slow down. This means buyers will likely have more time to make informed decisions and negotiate favorable terms.
Economic Growth Fuels Demand
McAllen and Mission continue to experience strong job growth, particularly in healthcare, education, logistics, and technology. As employment opportunities increase, more people are expected to move to the area, sustaining demand for housing. The region’s growing business sector, coupled with its relatively low cost of living, is attracting professionals, families, and retirees alike.
Interest Rates and Mortgage Considerations
Interest rates remain a key factor influencing affordability. While mortgage rates have fluctuated over the past few years, experts predict modest rate declines in 2025, which could make financing more accessible for buyers. Buyers should monitor rate trends and consider locking in favorable mortgage terms when possible.
Housing Inventory: Will There Be More Homes Available?
One of the biggest challenges in McAllen and Mission has been limited housing inventory. Builders are responding to demand, with new developments in Sharyland, Tres Lagos, and surrounding areas adding more housing options. However, supply is still catching up to demand, meaning buyers should be prepared to act quickly when they find the right home.
McAllen remains one of the most budget-friendly housing markets in Texas. However, prices are gradually rising, meaning acting sooner rather than later could be beneficial. First-time buyers may also find favorable mortgage options and down payment assistance programs that make homeownership more accessible.
2. Environmental Factors
While McAllen offers affordability, homebuyers should be aware of flood risks and extreme heat concerns. Before purchasing, it’s crucial to:
Check if the property is in a flood zone and consider flood insurance.
Invest in energy-efficient homes with strong insulation, solar panels, and cooling systems to combat heat.
Look at community resilience efforts and long-term infrastructure plans.
3. School districts
For families, school quality is a top priority. McAllen ISD and Mission CISD offer highly rated public schools, while there are also several private and charter school options available. When selecting a neighborhood, research zoning maps, school ratings, and extracurricular programs to find the best fit for your children’s educational needs.
4. Negotiation strategies
The McAllen housing market is becoming more buyer-friendly, meaning there are opportunities for negotiation. Here are some tips to get the best deal:
Look at homes that have been on the market longer than average – sellers may be more willing to negotiate.
Consider making contingency-based offers that protect you if inspections uncover unexpected issues.
Work with an experienced local real estate agent who understands market trends and pricing strategies.
5. Future appreciation
McAllen and Mission are growing cities with strong economic outlooks, making real estate a potentially great long-term investment. Hence, buyers who purchase now could see substantial appreciation over time. Additionally, rental demand is increasing, offering investment opportunities for those considering rental properties.
Is Now the Right Time to Buy a House in McAllen?
If you’re looking for an affordable, growing market with strong investment potential, McAllen and
Mission are worth serious consideration.
Whether you’re building your first home, upgrading to a larger space, or investing in property, Villa Homes is here to bring your vision to life. Our team guides you through every step of the home-building process—from securing financing and designing your dream home to the moment you step inside for the first time.
Only a few decisions have as lasting an impact as your choice of flooring. Flooring provides comfort and style, and sets the tone for your entire home. With today’s evolving styles and an increasing emphasis on sustainability, flooring options in the RGV are more versatile than ever, ranging from reclaimed materials to high-tech finishes and luxurious textures.
Here is a look at some of the unique materials and current trends in flooring to help you craft an RGV custom home that is distinctive, functional, and future-friendly.
Beyond the Basics: Understanding Distinctive Flooring Materials
Choosing a flooring material is no longer a matter of simply picking between wood, tile, and carpet. RGV homeowners now have a wealth of innovative options, each bringing something unique to the design. Here are a few that stand out in both style and practicality:
1. Reclaimed Wood: Rustic Elegance with Depth and Character
Reclaimed wood is an ideal option for homeowners who love the charm of materials with a story. Salvaged from old barns, factories, and historic buildings, each plank carries its own rich history and imperfections that add warmth and depth to a room.
This material is also inherently sustainable, as it reuses resources and reduces waste, aligning with eco-conscious values.
In the RGV’s humid climate, however, proper sealing and installation will help preserve the integrity of the wood. Used in open living spaces or as accent floors, reclaimed wood creates an inviting and authentic atmosphere that feels both timeless and trend-forward.
2. Polished Concrete: Modern, Durable, and Surprisingly Versatile
Polished concrete may make you think of industrial aesthetics, but its adaptability makes it surprisingly versatile. Its reflective, sleek surface can create a bright, open feel in a room, and the smooth finish adds sophistication to modern interiors.
Polished concrete is also low-maintenance and easy to clean, making it perfect for new homes in McAllen. Beyond the minimalist look, concrete can be customized with color stains, embedded patterns, and even subtle textures, allowing you to shape the exact aesthetic you want.
3. Cork Flooring: Soft Underfoot and Eco-Friendly
Cork offers a unique combination of softness, insulation, and sustainability. Harvested without harming the tree, cork flooring is naturally resilient, hypoallergenic, and eco-friendly. Its soft texture and slight springiness make it especially comfortable in areas like kitchens, where you spend a lot of time standing.
Cork’s natural look adds warmth to both modern and rustic homes, while its noise-absorbing qualities are a plus in busy households. However, cork does have a porous structure, so it requires sealing when used in humid climates and high-traffic areas to preserve its durability.
Merging Aesthetics and Sustainability: Flooring Trends for 2025
Today’s homeowners are moving beyond conventional flooring choices, embracing materials and styles that marry looks with environmental responsibility. Here are some top trends that bring personality, functionality, and sustainability to modern homes:
1. Texture for Tactile Appeal
Adding texture to flooring is an emerging trend that invites a tactile experience underfoot. Textured floors, such as hand-scraped wood, embossed vinyl, and stone-finished tile, provide a sense of depth and authenticity to a room’s design.
Textured floors are also more slip-resistant than smooth surfaces, making them ideal for households with children or pets. Whether you are after a rustic vibe or a more contemporary look, textured flooring delivers both style and practicality, transforming your floor into a multi-sensory experience.
2. Bold Colors and Statement Patterns
Flooring is moving into the spotlight in 2024 with bold, expressive designs that reflect a homeowner’s personality. Gone are the days when floors faded into the background. Instead, think checkerboard patterns in contrasting colors, bright tiles in kitchens, and even geometric designs in entryways.
Statement flooring turns your floors into a focal point, adding energy and creativity to your home. This trend is perfect for those who want their floors to make a memorable first impression or add visual interest to smaller spaces.
3. Mixed Materials for Dynamic Spaces
Combining different flooring materials in a single space has become a popular approach for creating distinct zones without using physical barriers. For example, hardwood may flow into the patterned tile in open-concept areas, subtly defining dining, cooking, or relaxing spaces while maintaining a cohesive look.
This trend is practical for homes for sale in McAllen, TX, with open layouts, allowing you to experiment with various textures and colors to create visual transitions while preserving a seamless flow. It’s a creative, functional way to make each area of a room feel purposefully designed.
Innovations in Flooring: High-Tech and High-Performance Options
New technologies are also reshaping what flooring can do. Today’s innovations bring together functionality, durability, and even smart-home capabilities.
1. Luxury Vinyl Plank (LVP): Where Style Meets Resilience
Luxury Vinyl Plank (LVP) has become one of the top flooring choices thanks to its durability, water resistance, and versatility. Made to look like hardwood or stone, LVP provides an affordable alternative with the benefit of being highly resistant to scratches, moisture, and wear.
LVP is ideal for families with children or pets, as it can handle heavy use without losing its beauty. Available in a wide variety of textures, colors, and finishes, LVP lets homeowners enjoy the look of luxury without the cost or maintenance of natural materials.
2. Smart Flooring Solutions for Modern Living
Innovative flooring now includes smart technology options that go beyond traditional functions. Smart flooring with embedded sensors can monitor temperature, detect moisture, and even connect with home automation systems. This is particularly useful for climates like the RGV, where humidity levels fluctuate.
Some smart floors offer underfloor heating, while others have built-in interactive features, making them attractive to tech-savvy homeowners who value both comfort and convenience. The integration of technology turns flooring into an active, functional part of your living environment.
3. Oversized Tiles for a Sleek, Expansive Look
Oversized tiles are trending for their ability to create a seamless, expansive appearance, especially in modern interiors. Larger tiles reduce the number of grout lines, resulting in a clean, uninterrupted look that works well in spacious areas.
Available in materials like porcelain and natural stone, oversized tiles add elegance and are easier to maintain than traditional small tiles. They can visually expand a space, making them an excellent choice for open layouts or smaller rooms where you want to create the illusion of more space.
Practical Tips for Selecting and Installing Flooring in the RGV
With so many options, choosing the right flooring for your custom home requires careful consideration. Here are some practical tips for making the best choice:
Climate and Material Compatibility
The RGV climate can be humid, which affects how certain materials respond over time. For example, natural wood may expand or contract with humidity, so it is important to select wood that’s properly treated or opt for engineered alternatives that offer greater stability.
Porcelain, concrete, and LVP, which resist moisture, are better suited to areas prone to humidity.
Function AND Style
Consider how each room will be used when selecting flooring. High-traffic areas like kitchens and entryways benefit from durable options such as LVP or porcelain tile. For living rooms and bedrooms, you might prioritize warmth and texture with cork, carpet, or reclaimed wood.
Think about your household’s needs and lifestyle when choosing a material that not only looks great but also meets your functional requirements.
Skilled Contractors
For intricate or custom flooring projects, hiring a skilled contractor can get you quality results. Look for contractors who have experience with your chosen materials, as each type of flooring has unique installation requirements. For instance, polished concrete requires precise finishing, while reclaimed wood needs professional sealing.
Obtaining quotes and reviewing previous work can help you find a contractor who understands your vision and has the expertise to execute it perfectly.
Design an RGV Custom Home that Reflects Your Values and Style With Us!
Your choice of flooring is one of the most impactful decisions you’ll make when designing your custom home in Mission, TX. Today’s options allow you to merge beauty, functionality, and sustainability in once unimaginable ways.
Picture this: a warm evening in the Rio Grande Valley (RGV), a gentle breeze swaying the trees, and the scent of sizzling food filling the air. You’re surrounded by friends and family, gathered around a beautifully designed outdoor kitchen that serves as the heart of your home. There’s laughter, conversation, and an effortless flow between cooking, eating, and relaxing. Sounds perfect, right?
Designing a functional yet stylish outdoor kitchen in your RGV custom home can turn this dream into reality. Whether you’re a seasoned entertainer or someone who enjoys quiet family meals under the stars, a well-thought-out outdoor kitchen can convert your backyard into a personal paradise.
Let’s have a look at 10 thoughtful, practical, and stylish tips that’ll help you design the ultimate outdoor kitchen for your RGV custom home—where form and function come together beautifully.
1. Plan With Purpose
Every great outdoor kitchen starts with a well-laid plan. Before you get caught up in choosing appliances or picking out tiles, take a moment to step back and think about how you’ll actually use the space.
Will it be a casual spot for grilling and chilling, or do you want a fully equipped outdoor kitchen to handle anything from pizza night to Thanksgiving dinners?
Take into account the size of your yard, how many people you typically host, and your cooking habits.
Do you need a large prep area or space for a smoker?
By answering these questions upfront, you’ll make designing your space much smoother and avoid costly adjustments down the line.
Pro Tip: Use apps or sketch tools to visualize your space before you start building. This will make sure your layout flows and feels just right.
2. Choose Materials That Can Stand Up to RGV Weather
Let’s face it: the RGV climate can be pretty intense—between the heat, humidity, and sometimes unpredictable storms, your outdoor kitchen will need to be tough. That’s why choosing durable, weather-resistant materials is non-negotiable.
Stainless steel is a favorite for outdoor kitchens, and for good reason. Not only does it look sleek and modern, but it also stands up to the elements. It won’t rust or corrode, meaning your appliances and cabinetry will stay looking great year after year. Complement this with granite countertops, which are not only heat-resistant but also scratch-proof, making them perfect for handling the demands of outdoor cooking.
For a more natural look, consider adding stone or tile for flooring or accent walls. These materials add warmth and texture, creating a beautiful balance between functionality and aesthetics.
Pro Tip: Use outdoor-rated materials that can handle the highs and lows of RGV weather. It might cost more upfront, but it’ll save you money (and headaches) in the long run.
3. Design for Maximum Flow
Your outdoor kitchen should be more than just a pretty space—it should work for you. Think of it as a chef’s dream zone, where everything is within arm’s reach and nothing feels cramped. When designing your layout, consider the “working triangle” rule that places your grill, sink, and refrigerator in a triangle to minimize the steps you take while cooking.
For larger homes in McAllen, TX, an L-shaped or U-shaped kitchen layout works wonders. These designs give you ample prep space and create distinct zones for cooking, preparing, and dining. If your outdoor space is smaller, a straight-line or island layout might suit your needs better.
Pro Tip: Keep your grill or cooking area downwind from your seating. That way, smoke won’t be blowing in your guests’ faces as they’re trying to enjoy their meal!
4. Appliances Built for the Outdoors
Your grill will likely be the star of the show but don’t forget to include other outdoor-rated appliances that will make life easier. Outdoor refrigerators, side burners, and sinks can make all the difference in how much you use your outdoor kitchen. With these, you won’t be running inside every five minutes for supplies or to wash up.
Choose appliances that are specifically designed for outdoor use. They’re built to handle fluctuating temperatures, moisture, and UV exposure, which regular indoor appliances can’t withstand.
Pro Tip: If you love experimenting with different cooking techniques, consider adding a smoker or wood-fired oven. These can elevate your outdoor cooking from casual to gourmet in no time.
5. Storage, Storage, Storage
You’ll want an outdoor kitchen in your Mission, TX custom home to be as convenient as possible, and that means including plenty of storage. Forget about running back inside for every little thing. Built-in cabinets or shelving let you store utensils, plates, cooking tools, and even pantry items outdoors.
Consider stainless steel cabinets for their durability, or go for custom cabinetry that complements the style of your home. Just be sure to choose weatherproof materials that can withstand rain, heat, and humidity.
Pro Tip: If you’re short on space, use a mix of hidden storage (for less attractive items) and open shelving (for things like spices and cooking tools you use often).
6. The Right Lighting is Key
Lighting might be an afterthought when designing an outdoor kitchen, but it’s actually one of the most important elements. Good lighting keeps your kitchen functional after sunset while also setting the mood for dining and entertaining.
Layer your lighting by including task lights for the cooking area, ambient lights around dining or seating spots, and accent lights to highlight architectural details or landscaping. Whether it’s twinkling string lights or chic lanterns, the right lighting can transform your space into an inviting, magical setting.
Pro Tip: Consider installing dimmers or remote-controlled lighting so you can adjust the brightness depending on the occasion or time of night.
7. Create Cozy and Functional Seating Areas
While your outdoor kitchen is where the action happens, your seating area is where the magic lingers. Comfortable seating invites your guests to relax and enjoy their time outside. Whether it’s bar stools along a counter, a full dining table, or cushy outdoor sofas, ensure the seating is close enough for conversation but far enough from the cooking action.
Choose seating made from weather-resistant materials like wicker, metal, or treated wood, and opt for cushions that can stand up to sun and rain. Your seating area can be as casual or formal as you want, depending on how you plan to use it.
Pro Tip: Add a fire pit or outdoor fireplace to your seating area for a warm, cozy vibe—perfect for cooler evenings.
8. Provide Shade for Comfort
The RGV sun is no joke, especially during the summer months. Providing shade in your outdoor kitchen area will not only keep you comfortable while cooking but will also protect your guests from the heat. You can install a permanent structure like a pergola or use umbrellas and retractable awnings to provide flexible shade options.
If you want to make a statement, consider adding a custom-built pavilion or gazebo that complements your home’s architecture. These shaded structures not only provide relief from the sun but also add to the overall design and feel of your outdoor space.
Pro Tip: For an eco-friendly touch, plant trees or tall shrubs around your kitchen to provide natural shade while adding beauty and greenery.
9. Personalize Your Space
Outdoor kitchen in your RGV custom home should reflect your personal style, just like your indoor spaces do. Choose colors, textures, and décor elements that speak to you. Add outdoor-friendly rugs, decorative pillows, and even artwork to make the space feel more homey and inviting.
Plants, too, are a great way to add life and color. Potted herbs can double as both décor and cooking essentials, and hanging baskets or planters can brighten up walls and countertops.
Pro Tip: Stick to a cohesive color scheme that ties together your outdoor kitchen, furniture, and accessories. This will make the space feel polished and intentional.
10. Utilities are The Backbone of Your Outdoor Kitchen
One often overlooked aspect of designing an outdoor kitchen is verifying you have all the needed utilities in place. You’ll need electricity for lighting, refrigerators, and other appliances, as well as water and gas lines for your sink and grill. Make sure to plan these details early on, as installing utilities later can be both expensive and disruptive.
Hiring a professional to handle the electrical and plumbing work will save you a lot of trouble down the road. Plus, it ensures everything is up to code and safe to use.
Pro Tip: Always plan for more power than you think you’ll need. Outdoor kitchens tend to grow as you use them, and having extra outlets or gas hookups ensures you’re ready for future additions.
Bring Your Dream Kitchen to Life With Us!
Designing a functional, stylish outdoor kitchen for your RGV custom home is about more than just cooking—it’s about creating a space that brings people together, a place where memories are made and where life happens.
Ready to bring your dream outdoor kitchen to life? Whether you’re starting from scratch or upgrading your space, Villa Homes is here to help you design a functional, stylish outdoor kitchen perfect for entertaining family and friends. Contact us today to get started!
When building your dream home in the Rio Grande Valley (RGV), you’re not just creating a space for yourself—you’re also crafting a haven for your beloved pets. Pets are family, and like any family member, they deserve thoughtful spaces designed to ensure their comfort, safety, and happiness.
From lounging spaces for your loyal dog to cozy nooks for your curious cat, designing a home that blends luxury, comfort, and pet-friendliness is totally achievable—and fun! Whether you have dogs, cats, or even a small zoo, there are endless ways to make your pets feel at home while keeping your space stylish.
And you’re not alone in wanting a stylish, pet-friendly space—in a recent study, the design simulation game Redecor found that 78% of dog and cat owners consider aesthetics when choosing pet accessories for their home.
In this guide, we’ll take you through everything you need to know about designing a pet-friendly home that maintains your personal style while catering to the needs of your furry companions.
Furniture That Stands Up to Paws and Claws
When it comes to choosing furniture for a pet-friendly home, it’s all about practicality and style. You don’t have to settle for clunky or dull pieces just because you have pets. Instead, opt for pet-friendly materials like leather or microfiber, which are both chic and highly durable. These materials resist stains and scratches—so no more stressing over muddy paws or fur-covered cushions!
Better yet, multifunctional furniture is a lifesaver for pet owners. Think ottomans that double as storage for pet toys or dog crates that also function as sleek side tables. Not only does this type of furniture keep your home looking tidy and fabulous, but it also provides your pets with their own cozy spots to relax. Who said pet-friendly design couldn’t be stylish?
Floors That Are Pet-Approved and Easy to Maintain
If your pets are the running, jumping, and zooming kind, choosing the right flooring is key. Luckily, there are tons of options that look amazing and stand up to even the most energetic pets.
Avoid materials like softwoods or high-pile carpets, which are prone to stains, scratches, and wear. Instead, opt for rugs that are durable and washable to add warmth and texture to your rooms without compromising on cleanliness.
Ceramic tiles are scratch-proof, easy to clean, and stay cool—perfect for those hot RGV days. Not to mention, they add a modern, polished vibe to your home.
Laminate and luxury vinyl are also fantastic choices for new homes in McAllen. They mimic the look of hardwood but are way tougher. These floors won’t get scratched up, and spills are no biggie—you can just wipe them clean. Whether your style leans toward rustic or modern, these options offer both beauty and practicality. Say goodbye to scratched-up hardwood and stained carpets.
Create Purr-fect Pet Zones
Your pets deserve their own special spaces, too! Creating designated pet zones in your home can give them a cozy retreat while keeping your living areas organized.
Whether it’s a cozy corner with a plush pet bed or a custom-built nook under the stairs, your pets will love having a spot they can call their own.
You can integrate feeding stations and toy storage into your kitchen or living room without sacrificing style. Think sleek storage cabinets that hold all their toys, treats, and food or a built-in feeding station that blends into your cabinetry. These thoughtful touches make sure your pets feel comfortable and loved while keeping your home looking sharp.
When buying homes for sale in Mission, TX, consider spaces, like the nook under your staircase or a corner of the living room, into cozy pet dens. These areas can be customized with comfy bedding and smart storage for toys, allowing pets to have their own space to relax and unwind. Also, designating pet zones helps keep clutter to a minimum and creates clear boundaries, helping you maintain a tidy and organized living environment.
Safety Meets Style
While decorating your custom RGV home, it’s crucial to choose pet-safe decor items that look great while also keeping your pets out of harm’s way. Avoid fragile decor that can easily be knocked over by playful paws or wagging tails. Instead, opt for sturdy materials like stone, metal, or heavy wood. These will hold up better against accidental bumps while still enhancing the overall aesthetics of your home.
Keeping Your Home Hazard-Free
Safety is a top priority when designing your pet-friendly home. This means incorporating features like baby gates or pet gates to keep your animals out of hazardous areas, such as kitchens or garages, where they might encounter cleaning products or sharp objects. Using childproof latches for cabinets and securing cords and wires will prevent your pets from chewing on dangerous items.
You can also use design elements like rounded-edge furniture to minimize injury risks. Built-in safety features ensure your pets can roam freely without owners constantly worrying about potential accidents.
Pet-Friendly Yards and Gardens
Let’s not forget about the yard! Pets love spending time outdoors, so making your yard safe and fun for them is a top priority.
Secure fencing will keep them safe from wandering off, and adding shady spots will give them a place to cool down on hot days. Your pets will love it, and you’ll love the peace of mind.
Choose pet-safe landscaping—plants that are non-toxic and sturdy enough to handle some enthusiastic digging or running around. Choose plants like spider plants, Boston ferns, and areca palms, which are safe for your pets.
You could even install a little dog run or agility course to give them their own outdoor playground. With a yard designed just for them, your pets will never want to come back inside!
Keeping a Tidy Pet-Friendly Home
Let’s face it—pets can be messy. But with the right strategies in place, keeping a clean and tidy pet-friendly home is totally manageable. Start with regular grooming sessions (maybe even create a dedicated grooming station in your laundry room!) to minimize shedding.
Grooming stations can be a game-changer in Mission, TX—these can be integrated into a mudroom or laundry area to help you quickly clean up your pets before they track dirt throughout the house. Smart storage solutions, washable finishes, and easy-to-clean flooring will make daily maintenance a breeze.
Create a Custom RGV Home for You and Your Pets
Designing a pet-friendly custom RGV home is not just about making sure your furry friends are comfortable—it’s about creating a space where everyone can live happily together. By choosing durable materials, setting up cozy pet zones, and incorporating smart safety features, you can have a home that’s both stylish and perfect for your pets.
Ready to design a home that’s pawsitively perfect for you and your pets? Villa Homes is here to help you get started! Whether you’re building from scratch or doing a renovation, we will help you create a space that’s fun, functional, and fabulous for the whole family—pets included! Contact us today to learn more.
Building a custom home is an exciting adventure, and it’s easy to get all consumed in the process. Things like budgeting, planning, and obtaining permits are the basics. There’s no home construction without them. But to build a home that truly feels “yours,” you need to go beyond the basics and spend some time on the architectural features.
No, you don’t need a degree or diploma in architecture. All you need to do is go through the features highlighted in this article! In this article, we will list 8 timeless architectural features that you must consider for your custom home.
1. Architectural Home Style: The Theme
When focusing on architecture, you should look at the big picture. This big picture is the architectural style of your home, which serves as the theme. Over the years, many styles have defined architecture. And as such, you’ll find some homes in certain localities or geographies sharing styles.
Some of the most common popular architectural design styles are:
Craftsman: Known for its warm and inviting feel, craftsman homes feature exposed beams, built-in cabinetry, and natural materials like brick, stone, and wood.
Contemporary: Clean lines, open floor plans, and an emphasis on natural light are hallmarks of contemporary design. Think large windows, minimalist interiors, and integration with the outdoors.
Mediterranean: Inspired by coastal villas, the Mediterranean style features stucco exteriors, terracotta roofs, wrought-iron accents, and courtyards for bringing the outdoors in.
Ranch: Typically single-story with sprawling layouts, ranch homes offer a casual and functional living space. They often feature low-pitched roofs, open floor plans, and attached garages.
Mid-Century Modern: This iconic style from the 1950s and 60s emphasizes clean lines, geometric shapes, large windows, and integration of indoor and outdoor spaces.
HGTV lists 26 architectural home styles from Egyptian Art Deco to Victorian. Check out the list and pick the theme of your home.
2. Vertical Design Elements
Vertical design elements are a key characteristic of many architectural styles. These create a sense of height, drama, and sophistication, thereby glamorizing a mundane space.
One of the most basic vertical design elements is tall windows. Large, vertical windows are a hallmark of many homes. They allow natural light connection to the outdoors and emphasize the verticality of the facade.
Vertical elements can be incorporated inside as well. Use tall bookshelves, floor-to-ceiling curtains, or vertical shiplap on accent walls.
On the outdoors, the building’s exterior might have a tiered or stepped design, where the upper floors visually recede compared to the lower ones. This creates a sense of height and dynamism, which is the aim of vertical designs.
While verticality is important, maintain balance with horizontal elements. Long, low window sills or horizontal bands of color can add visual interest.
3. Biophilic Designs
Biophilic design is a fascinating concept that revolves around creating spaces that nurture our inherent connection with nature. It’s not just about aesthetics but rather about incorporating elements of the natural world into the built environment to improve our physical, mental, and emotional well-being.
Start with a variety of low-maintenance indoor plants that thrive in your climate. Maximize natural light by keeping windows clean and using light-colored curtains. Consider skylights for darker sections.
Biophilic design can promote natural ventilation and encourage the use of natural materials that regulate temperature and humidity, leading to a healthier and more comfortable indoor environment. Thus, incorporate elements like wood furniture, stone countertops, or woven rugs.
4. Earthy Tones
If you’re all in on biophilic design, you can embrace the earthy tones color palette that is growing in popularity. Earthy tones are a timeless and versatile color palette inspired by the natural world. These colors evoke a sense of comfort, grounding, and connection to nature, making them a popular choice for creating warm and inviting interiors in custom homes.
Earthy tones encompass a range of colors found in nature, including brown, green, beiges, terracotta red, and grays. Earthy tones are incredibly versatile and can be adapted to various design styles, from rustic farmhouses to modern minimalists. They are sure to create a classic look that won’t go out of fashion quickly.
5. Multipurpose Sections
The concept of “open spaces” might be outdated, but no one can deny their utilitarian aspect. Such spaces could be used for a variety of purposes.
You can have the same utilitarian value by creating multipurpose sections instead. A single space can serve multiple purposes, maximizing its utility. This is particularly beneficial for smaller homes or those with limited square footage.
Also, these spaces can adapt to your changing needs over time. As your family grows or your hobbies evolve, the space can be easily reconfigured to suit your new requirements.
Start by brainstorming the various functions you want the space to accommodate. Will it be a home office that transforms into a guest room? A playroom that doubles as a workout area? Define your priorities and how often you’ll use each function. This will give you ideas as to how to create a multipurpose area.
6. Home Offices with a View
Experts predict that the work-from-home trend is here to stay. This means more and more homes in Mission, TX, should have home offices.
But the days of a small space in the dark corner of the house are gone. Instead, home offices should have a view of the outside world. It’s about creating a functional and inspiring workspace that boosts productivity and well-being.
Studies have shown that natural light and views of nature can improve focus, concentration, and overall cognitive function. An inspiring view can be a welcome distraction during short breaks, helping you return to work feeling refreshed.
The view doesn’t have to be that of Nigra Falls. Simply, position your desk to directly face the most inspiring view in your home. Utilize large windows or even sliding glass doors to create a seamless connection to the outdoors. Consider incorporating skylights for additional natural light, especially in areas with limited window space.
7. Smart Home Design
Imagine controlling lights, thermostats, locks, and even appliances from your smartphone or tablet, irrespective of location. Smart home systems allow you to adjust settings, monitor your home, and even troubleshoot minor issues remotely.
You can have numerous smart appliances. But it’s helpful to design a home that can accommodate them. Discuss your needs and lifestyle with your builder or architect during the planning phase. Consider which smart home features would be most beneficial for you and ensure your home’s infrastructure can accommodate them.
8. Outdoor Living
An outdoor living space can significantly enhance your enjoyment. It extends your living area, fosters a connection with nature, and creates a perfect environment for relaxation, entertaining, and enjoying the outdoors year-round.
With proper design, your outdoor living space can be transformed to suit various needs. Host a barbeque with a dedicated grilling area, create a yoga retreat with a calming corner, or enjoy movie nights under the stars with a projector setup.
The most common outdoor living space is a patio. It provides a solid foundation for your outdoor space. Consider using pavers, concrete, or wood decking materials that complement your home’s style. You can then consider covered areas like a pergola, awning, etc. If possible, you can have fire pits and water features like a fountain or water wall.
Build Your Custom Home With Us!
At the end of the day, designing a custom home in McAllen, TX, is about knowing your preferences and needs. A good home builder can only translate your vision into reality. But it’s you who need to have that vision. Go over the concepts again and sharpen your vision for your upcoming custom home. And if you are stuck anywhere, look upon Villa Homes for any kind of assistance.
Currently, more than half of homes in the United States use some form of smart home technology such as smart thermostats, smart door locks and smart security systems. These Internet-connected devices are controlled from a single control point and allow homeowners to gain remote control and convenient access to critical aspects of their homes.
In the Rio Grande Valley, smart technology is an exciting addition possible in your custom-built home, allowing you to achieve new levels of comfort and efficiency. Unfamiliar with smart technology in RGV custom homes? Looking for tips on how to create a smarter custom home? This comprehensive guide has the information you need to stay ahead of the curve.
Why Integrate Smart Technology Into Your RGV Custom Home?
As a new and exciting field in technology and home construction, smart devices are not always well understood. Why take the time to create an RGV custom home that uses smart technology when you could just use more traditional approaches to features such as security, climate control, and locks? Here are some of the many benefits a smart approach can offer custom homes:
Convenience
When you use smart home technology, you do not even need to be at home to accomplish home tasks or even chores. By integrating with your smartphone, you can do everything from set the home temperature to starting the dishwasher even when you are miles away at work or on a trip. No more wondering if you locked the door. Do it from your smartphone. No more waiting for your home to cool down after work. Set your home automation to cool the house down at whatever time you desire. That makes life far more easy to manage in the midst of your busy schedule.
Security
Keeping your home and belongings safe is of paramount importance. You can turn your RGV custom home into a safe space with automated security features. Integrate everything from motion sensors to cameras, locks to alarm systems to work together even when you are not at home. You can even receive alerts if anything happens so you can respond promptly to any potential problems.
Efficiency
Smart homes are also cost-effective and eco-friendly homes. Why keep your HVAC low when you are working? Why leave a light on all day if you can set it to turn off automatically after a few minutes? Home automation allows you to more precisely manage your energy consumption, reducing both energy usage and costs without sacrificing your comfort.
Comfort
You deserve to feel comfortable in your custom home. Smart devices can enhance your comfort by allowing you to personalize settings of everything from lights to air conditioning. Create the home environment you desire, and change it at any time, just by using your smartphone, or even your voice, if you integrate your smart technology with your virtual assistant (e.g. Siri).
Smart Security Systems
One of the major systems that can be automated for your custom Valley home is security. Here are some of the devices you can add to your home as it is built to make automation an integrated part of your dream space.
Smart Locks
Smart locks allow you to access your home without a key – Which could mean no more calling a blacksmith to let you into your own home because you left your keys inside! These locks often use biometrics (e.g. Face or fingerprints) or personalized codes to allow you to enter your home easily. You can even provide customized access to other family members, guests and others.
Security Cameras
Keep an eye on your home even when you are miles away with smart security cameras. Position them around your home and access the video feed from your smartphone. You can even set up alerts if the cameras catch anything noteworthy while you are away from home.
Alarm Systems
Smart alarm systems offer you the ability to precisely customize and manage your home’s protection. Automate everything from mobile alerts to to remote arming and disarming.
Energy-Efficient Solutions
Upgrading your custom home with automation can deliver some major energy-saving benefits. Here are some of the eco-friendly smart additions to consider for your dream home.
Smart Thermostats
Smart thermostats save energy by automatically adjusting your energy usage to optimal levels. You can also adjust them to set your heating and cooling to personalized and situation-specific levels. For example, these thermostats can set the temperature to a certain level when you are at work and adjust it to another level when you come home. Remote control also gives you convenient and immediate access to your home environment. Brands to consider are Nest and Ecobee.
Smart Lighting
Save energy on heating and cooling and save energy by never leaving lights on again. Smart lighting options upgrade your custom RGV home by allowing you to control your lights remotely. You can also set lighting schedules, adjust brightness or color, and even install sensors to turn lights on and off based on movement in each room.
Energy Monitoring
Want even more control over your energy usage? Integrate smart energy monitors to track your home’s energy consumption. This tool can help you identify high-usage appliances and target habits that can help you cut down on energy usage without cutting down on your comfort.
Home Automation Systems
Home automation systems provide a way to integrate your home’s smart devices in a central location. As a result, you can access your home’s controls from your smartphone. Here are some of the home automation systems you can integrate into your customized dream home in the RGV.
Centralized Control Hubs
A centralized control hub acts as the brain of your home. These hubs allow you to control all of your smart devices through a single interface. Often, you can use voice commands to control your smart home conveniently.
Smart Appliances
Add comfort and convenience to your new home with smart appliances. For example your refrigerator can create grocery lists. Dishwashers and washing machines can start remotely or at certain times. They make it simple to complete chores, even when you are away from home. From refrigerators that can create grocery lists to washing machines you can start remotely, smart appliances add convenience and efficiency to your daily routines. Integrating these appliances into your home automation system ensures a seamless, connected experience.
Smart Shades and Blinds
Modern window dressings are often also automated, designed to open and close based on time of day, temperature, or your schedule. Beautiful windows are also convenient, and easy to use, while contributing to greater energy efficiency by controlling your indoor temperatures.
Enhanced Comfort
One of the great advantages of home automation is its ability to create a truly comfortable and enjoyable environment in your home. Whether you want to create an entertainment space or come home to a quiet and welcoming space, home automation gives you the tools to achieve your vision.
Smart Climate Control
Do you love a cool bedroom, while your child likes to sleep hot? Do you want to keep your upstairs warmer while you spend most of your day in the cool downstairs? Smart climate controls systems have the ability to control zones within the home, keeping each one the right temperature. You can even have the system set the temperature automatically based on weather forecasts.
Smart Speakers and Entertainment
Turn your home entertainment system into an immersive experience. Smart speakers allow you to control access to your music and news simply by using your voice. And, you can often integrate these speakers with the rest of your home entertainment system to create a surround-sound experience that is engaging and personalized.
Personalized Settings
Create a custom home in the RGV that is perfectly suited to your needs. Most home automation systems allow you to create personalized settings that use multiple systems to create the home environment you desire.
Planning Your Smart Home
Building a custom home in the RGV? Ready to integrate some smart home features to create a more convenient and comfortable space? Here are some steps to take to ensure a home that meets your needs for years to come.
Assess your needs
Most people do not have every available smart home feature in their homes. Instead, decide which technologies best fit your lifestyle and preferences. Then pursue smart home integrations that meet these needs.
Plan for the future
Do not settle for smart technology that becomes outdated in just a couple of years. Use systems and devices that can receive ongoing support as technology adapts and evolves. Choose platforms that receive wide support. Those from Amazon, Alexa, Google Assistant or HomeKit are often good choices.
Choose professional installation
Many homeowners choose DIY set up for their home automation. However, some systems may require professional installation. Make sure you have the expertise you need to get your custom home set up the right way, the first time.
Are you ready to integrate smart home technology into your new space? At Villa Homes, we make the home you desire a reality. We walk you through every step of the construction process, from getting pre-approval to creating designs that you love. We can eve help you integrate smart home features to create a space that is convenient, comfortable, cost-effective, and energy efficient. Contact us today to get started!
When building a luxury custom home, it’s imperative to have high-end features that will truly define your home. But most homeowners think it costs millions to have these features. That’s a myth.
You can get a luxury living experience in Rio Grande Valley without having a multi-million-dollar budget. As a custom home builder, we’ll list 10 high-end amenities you should incorporate into your luxury custom home in RGV.
1. Open Floor Design
Luxury homes often prioritize spaciousness and a sense of openness. These improve the home functionality while bettering the look and feel of homes. But more importantly, spaciousness is often linked to positive health and wellness.
Let’s start with the functional part. Open spaces enable you to do more things than a space is intended for. For example, you can incorporate a mini dining area in the kitchen or have a mini bed installed in the living room. This enhances the living experiences while bringing the entire family together.
The spaciousness also improves your mental well-being. In an organizational setting, companies are leveraging open spaces to promote better health among employees. You can replicate the same for your home.
2. Hobby-Specific Rooms
We all have hobbies. A luxury home in Mission, Tx, deserves a room or section of a house dedicated solely to your hobbies.
For example, if you’re a bookworm and love reading books, you can consider creating a small library with hundreds, if not thousands, of books organized neatly on the bookshelf. A desk at the center of the room with little to no disturbances will create a unique experience.
Likewise, you can opt for indoor play areas like basketball courts or miniature golf rooms. It all depends on your preferences.
3. Gourmet Kitchen Touches
A luxurious kitchen isn’t just about expensive appliances; it’s about creating a space that’s beautiful, functional, and feels like an extension of your dream home.
First things first, a well-designed kitchen shouldn’t feel cluttered. So, invest in storage solutions like pull-out drawers, built-in cabinets, and hidden compartments to maximize space and keep things organized.
Next comes the visual aspect. Custom cabinetry with solid wood construction and soft-close drawers adds a touch of sophistication. Opt for timeless styles and high-quality hardware. You can also consider laminates or butcher blocks for a beautiful look at a lower price point.
Lastly, consider incorporating an island with bar seating or a breakfast nook. This creates a space for socializing, casual meals, or keeping the chef company while they cook.
4. Elegant Bathroom Finishes
A luxurious custom home in RGV also demands an elegant bathroom. There are a few aspects that enhance this section of the house.
In a luxury home, a freestanding bathtub is the ultimate symbol of luxury. You must have noticed celebs and models Instagramming from their bathtubs. Look for deep soaking tubs with ergonomic designs for ultimate relaxation. A clawfoot tub is for those who don’t want to splurge on a bathtub.
What you should consider splurging on, especially when designing a luxury home, is finishing. You should go for natural stone tiles like marble, granite, or travertine that add timeless elegance and a luxurious feel.
5. Floor-To-Ceiling Windows
A little goes a long way. You can say the same for floor-to-ceiling windows. These cost marginally more than regular windows but can transform the viewing experience or living room, bedroom, or kitchen space.
Floor-to-ceiling windows bathe the interior in natural light, creating a bright and airy feel. Natural light has well-documented benefits for mood, energy levels, and overall well-being.
The seamless connection between indoors and outdoors creates a sense of living within the landscape. This can be incredibly relaxing and promote a connection with nature.
The Rio Grande Valley boasts stunning scenery, whether it’s the vastness of the Rio Grande River, lush green landscapes, or breathtaking sunsets. Floor-to-ceiling windows allow you to maximize these views and bring the beauty of the outdoors right into your living space. Whether it be in sunny summers or mild winters, you’ll get the viewing experience a luxury house delivers year-round.
6. Home Elevators
Elevators aren’t only for corporate buildings or shopping malls. If you’re designing a high-end luxurious home in RGV, you can consider installing a home elevator.
Home elevators eliminate the need to climb stairs, making it easier to navigate your home, especially for those with mobility limitations. This is a game-changer for multi-story homes, allowing you to access all floors with ease and comfort. But you’ll also find them useful in a 2-storey building.
A custom-designed home elevator can be a focal point in your home, adding a touch of sophistication and grandeur. Imagine a sleek glass elevator or a wood-paneled one that complements your interior design.
Even if you don’t currently need an elevator, installing one can future-proof your home, increasing its value and appeal to a wider range of buyers when you decide to sell.
7. Smart Home Features
Imagine adjusting lighting and temperature and even playing music throughout your home with voice commands or a touch on your smartphone. Smart home systems create a seamless living experience, allowing you to control your environment effortlessly. And they’re not the future, they’re here now.
Iron Man’s on-screen love interest, Gwyneth Paltrow, has said, “Smart homes are the future, and the future is now. It’s about efficiency, convenience, and making life easier.”
As they’re far cheaper now, you should have smart lighting systems, smart thermostats, smart speakers, smart blinds, smart security systems, and smart video doorbells for your home. All of these are highly functional and will make your living experience futuristic.
8. Jacuzzi and Spa Room
Why go to the spas when you can have the same experience at home? So, when designing a luxurious home, a private jacuzzi and spa room makes sense.
If you’re a working professional or hardworking businessperson, the warm, massaging jets of a jacuzzi can soothe sore muscles, improve circulation, and ease tension. Immersing yourself in a jacuzzi after a long day can significantly reduce stress and promote feelings of calm.
A jacuzzi room can also be a fun and inviting space for entertaining guests. Imagine hosting pool parties or social gatherings where guests can relax and enjoy the jacuzzi.
So, you need to consider a well-designed jacuzzi and spa room.
9. Outdoor Oasis
Texas and the entire Rio Grande Valley are about exploring outdoors. So why not turn your backyard into an oasis that blends in with the rest of RGV?
An outdoor oasis has four components:
Pool – Consider a swimming pool, perfect for hot Texas days. Waterfalls, rock features, or a hot tub can elevate it to a resort-like experience.
Outdoor Kitchen – An outdoor kitchen with a grill, pizza oven, or smoker allows you to prepare meals and entertain in style.
Lighting – String lights, outdoor lanterns, and strategically placed lighting can create a magical ambiance for evening gatherings.
Greenery – Lush greenery instantly transforms your space into a tranquil retreat. Trees and shrubs provide a sense of enclosure and privacy, creating a world apart from the hustle and bustle of everyday life.
You can choose to hire professionals to design an arresting oasis in your backyard.
10. A Saltwater Pool
Given that you’re building an oasis, you should consider installing a saltwater pool. Tad more expensive than the traditional chlorine-bleached pools, a saltwater pool can aid your health and create a luxurious living experience for you, your family, and your guests.
Have Your Own Luxury Custom Home in RGV
A luxurious home in McAllen, TX, isn’t out of reach now with proper planning. You can have yours now with us. Consult Villa Homes to design a roadmap for your dream home in Rio Grande Valley. Or, explore our homes for sale in McAllen, TX, and find your best fit. Contact us today to learn more.
Owning a home is a dream for almost everyone. But owning your dream home? That’s a whole other level of fantasy. The good news is that with the right strategies, that dream can become a reality. Custom homes, designed exactly to your liking, are a key part of making that happen. And when it comes to building and securing your custom home, financing is a big piece of the puzzle.
Sure, home prices are on the rise, with new homes in McAllen going for $223,992 and in Mission at $211,296 as of April 2024. But don’t let that discourage you. Buying the custom home you’ve always wanted is totally doable with the right financing options.
Here are some tips and strategies to help you with custom home financing with as little stress as possible.
Mortgage Options
Understanding your mortgage options is essential to figuring out the best way to finance your custom home. There are several types of mortgages available, each with its own set of criteria and benefits.
One common type is the conventional loan, which doesn’t come with federal government insurance but offers a fixed interest rate over 30 years. Buyers are typically expected to make a down payment of at least 20%, making this option ideal for those with good credit scores.
For buyers with lower credit scores or those looking for a smaller down payment, FHA loans backed by the Federal Housing Administration can be a good choice.
There are also other types of mortgages to consider, such as adjustable-rate mortgages, VA loans for veterans, balloon mortgages, jumbo mortgages, and USDA loans. Each has its own requirements and benefits, so it’s essential to explore your options carefully to find the right fit for your custom home financing needs.
Budgeting Wisely
Budgeting is all about allocating your money wisely to meet your needs. The smarter your budgeting decisions, the more you can save on building your custom home.
There are various costs associated with buying and owning a home, including building costs, interior design, appliances, monthly mortgage payments, taxes, utilities, and maintenance. Understanding these costs and planning for them in advance is crucial for managing your budget effectively.
It’s also important to plan your personal finances well and budget accordingly. The 50/30/20 rule is a good starting point, where 50% of your income goes to needs, 30% to wants, and 20% to savings. Additionally, you should calculate the total cost of buying the house, including escrow charges, real estate commissions, lender’s fees, and appraisal costs, to get a complete picture of your expenses.
There are also other costs associated with buying a house like Homeowners’ Association (HOA) costs. HOA costs cover pest control, landscaping, trash removal, pool maintenance, and many other similar costs.
Improving Credit Profiles
When it comes to buying your custom home, your credit profile and score will determine the type of loan or mortgage you can secure. The conventional home loan stands out as a top choice for homebuyers, as it typically results in lower long-term mortgage fees and costs.
While a substantial down payment is often required for this type of mortgage, it pays off in the long run, as you’ll only owe 80% or less of your mortgage amount. However, there are also loans available that don’t mandate a 20% down payment.
Maintaining up-to-date credit profiles and a solid credit score makes it easier to obtain loans for building your dream home. Not to forget, consistent mortgage payments not only improve your credit score but also increase your eligibility for future loans and mortgages.
You can maintain a good credit score by avoiding piling up credit card debt, prioritizing payment of large debts, living within your means, and cutting costs when interest rates spike. Additionally, if there are discounts for early payments, consider taking advantage of them to boost your financial standing further.
Selecting Lenders
Selecting the right lender for your mortgage is a key step in ensuring a smooth payment process. There are various types of lenders who offer funds for building custom homes, each with its own unique approach. Here’s a breakdown of the main categories:
Direct Lenders: These are institutions like banks, mortgage banks, or credit unions that lend money directly to borrowers.
Mortgage Brokers: They act as intermediaries and, connect borrowers with lenders and offer a variety of loan options.
Correspondent Lenders: These lenders fund loans and then sell them to larger financial institutions, such as banks.
Wholesale Lenders: Wholesale lenders do not directly lend to borrowers. They work exclusively with mortgage brokers,
Hard Money Lenders: Hard money lenders provide short-term loans, often for real estate investments, and typically charge higher interest rates and fees.
Portfolio Lenders: Portfolio lenders fund using their own money and keep them in their investment portfolio.
To find the right lender for you, start by budgeting your needs, improving your credit score, and researching different mortgage lenders. Once you’ve determined the type of mortgage and lender that suits your needs, compare rates, costs, and fees to make an informed decision.
Leveraging Down Payment Assistance
While conventional loans typically require a 20% down payment, this isn’t a fixed requirement. There are many mortgages available with down payments as low as 3%, making homeownership more accessible for buyers who can manage this amount.
Down payment assistance can be a real game-changer if you’re struggling to come up with a large lump sum. When you use these programs to buy a home, you can lower your overall costs significantly. Some programs even offer discounts if you repay the assistance within a certain timeframe, further reducing what you need to pay.
You can leverage down payment assistance to minimize your initial expenses when buying homes for sale in Mission, Tx. This can make the journey to homeownership more manageable and affordable.
Buy New Homes in McAllen Tx and Mission Tx
Buying your dream home becomes easier when you finance efficiently and implement these strategies. And if you’re looking to purchase a custom house in Mission, TX, optimizing your custom home financing strategies will make the process much smoother.
To know more about custom home financing strategies and to secure your dream home in Mission, Tx, contact us today.
The Rio Grande Valley offers a winning combination of warm weather, cultural diversity, affordability, economic prosperity, and natural beauty, making it a desirable destination for individuals and families looking for a high quality of life.
So, if you’re looking to call RGV your permanent home, there shouldn’t be any brownie points for guessing why.
However, building a home requires meticulous planning. And that planning involves selecting a location. As Louis Glickman, America’s real estate mogul, once said, “The three most important factors in real estate are location, location, and location.”
If you’re looking forward to building a custom home in RGV and are unsure about the location, this article is for you. Here, we will list 5 neighborhoods that are perfect for constructing an RGV custom home.
What to Look for in a Neighborhood?
Each neighborhood in RGV is different. There’s a lot of variety and diversity. Thus, before you finalize a location, you need to know what to look for in a neighborhood. This is highly subjective and depends on personal preference.
But to help you decide, here are the things to take into consideration:
1. Lifestyle preference
Do you crave the convenience of city life with shops, restaurants, and entertainment nearby, or the peace and quiet of a rural setting? The lifestyle you want should decide where your new custom home should be.
If you have growing children, it’s better to be near entertainment zones and family-friendly neighborhoods. Retirees can opt for locations outside the busier part of the city.
When making the decision, also consider your commute to work, errands, and social activities.
2. Cost
The quality of lifestyle is directly proportional to cost. Therefore, you need to balance your lifestyle considerations with cost considerations.
Prior to constructing your custom home, figure out your total budget and buffer amount. Then, research the cost of home construction in different locations to reach the neighborhood that’s just about right in terms of lifestyle and price.
3. Plots and regulations
You may find the right neighborhood, but that doesn’t mean you’ll find the desired plot for home construction. Therefore, you need to inspect the plots.
Evaluate the size and shape of the lot. Is it suitable for your desired home design and outdoor space needs? Look at the slope of the land – flat land is easier and cheaper to build on. Consider existing trees and their potential impact on construction and sunlight.
Research zoning regulations to ensure your dream home adheres to building codes and setbacks. Are there limitations on house size, architectural styles, or pool installations?
4. Market value
Lastly, it’s worth looking at the market trend of the neighborhood you’re investing in, especially if you’re looking to sell the custom home somewhere down the line. You’d want to ensure that the value will appreciate in the future and not depreciate. This gives you a chance to sell the property for a higher price and potentially fund your next dream project.
These four aspects should lead you to your desired neighborhood for custom home construction in RGV.
5 Best Subdivisions for Custom Homes in RGV
The Rio Grande Valley is a large area that encompasses several prominent cities like McAllen and Edinburg. Thus, it’s nearly impossible to prospect every community that exists in this section of Texas. Instead, we’ll recommend the top 5 subdivisions that offer an ideal mix of affordability and amenities.
1. Eldorado, McAllen
Eldorado is located in one of the most peaceful and sought-after neighborhoods of RGV: Thousand Oaks. It is known for its cleanliness, strong sense of community, and high availability of amenities. In terms of cost, the plots are moderately priced.
New homes in McAllen are arguably the best choice in RGV for families. McAllen offers a relatively low cost of living compared to the national average. Housing, groceries, and transportation tend to be cheaper. Moreover, the city boasts a lower crime rate than the national average, making it a safe place to live.
The Thousand Oaks neighborhood in north McAllen is ideally located and offers easy access to the rest of the city.
2. Magnolia Park, Mission
Magnolia Park is a gated community that offers spacious homes designed just for you. If you are looking for the peace and quiet of suburban life while still being close to great schools, tasty eateries, and fun activities, Magnolia Park is an excellent option.
Getting around town is a breeze with easy access to major roads. As you’ll be living in Mission, you’ll have the option to lead a diverse life. The city is a few miles away from McAllen, another city ideal for families.
So, if you have friends or families in McAllen, you can make a trip to stay closer to one another.
3. Encino Ridge, Pharr
Some families opt to live outside of McAllen in search of more affordable living options. Pharr is an excellent choice. It’s neither too far away from McAllen nor closer to inflating prices.
The Encino Ridge community is strategically developed in Pharr to enable easier access to the rest of the city and region. It brings the trademark quality and affordability of Villanueva Homes and is ideal for custom home construction. The available plots are spacious enough to accommodate different designs and layouts.
Pharr enjoys a reputation for being a safe place to live. Crime rates are lower than the national average, making it a secure environment to raise a family. The Pharr-San Juan-Alamo Independent School District serves the city and generally receives positive marks. There are also several private school options available.
4. Pearl Estates, Edinburg
17 miles away from McAllen is Edinburg. It is another popular neighborhood in RGV that caters to families looking for affordable custom homes.
Pearl Estates is designed for such families without compromising on livability. Spacious, elegant, and clean; you can expect plots to possess all three desired qualities. Most of the amenities, including public parks, are within walking distance. And the crime rates are lower than the national average, making it safer to live.
Edinburg is home to the University of Texas Rio Grande Valley, a public research university. Thus, the region attracts students from all over Texas. It’s an opportunity to give your children the best chance to succeed in life and contribute to the world.
5. The Fairways, Edinburg
The fifth best subdivision we’d recommend for building custom homes in RGV is The Fairways. It is located in one of the most prominent neighborhoods, Monte Cristo, which is home to The Monte Cristo Golf & Country Club. So, if you’re into golf, you shouldn’t be looking further than the Fairways.
The plots are affordable and designed for single-home families. Ample space accompanies each plot for kids and pets and for customizing your dream home.
Expect all the necessary amenities to be within a few meters. Also, the neighborhood is minutes away from the expressway, offering easy access to the rest of the RGV region. So book your plots today!
Get, Set, Build
Besides the above, there are various other prominent neighborhoods in RGV that are ideal for custom home construction. But these five should give you a head start in your search. Don’t forget to check out our homes for sale in McAllen, TX, for more inspiration on home design and neighborhood selection. For more assistance related to RGV custom homes, contact us today.
Congratulations! You’ve decided to become a new homeowner in the vibrant Rio Grande Valley (RGV). With its sunny skies, rich culture, and diverse communities, the RGV is a unique place to call your home.
But before you get swept away by the charm of Spanish colonial architecture and mouthwatering barbacoa, take a step back and dive deep into the checklist you need to complete before buying your first home.
Checklist for First-Time Home Buyers
1. Laying the Financial Foundation
Before buying a new home in McAllen, Tx, you must establish a clear budget that takes into account the purchase price of your home, annual property taxes, insurance, and maintenance costs. You can use online calculators and consult financial experts to develop a realistic budget for your goals.
Know your credit score
A good credit score is a sure way to secure a lower mortgage rate. Aim for a score above 670 for better loan rates. Obtain a credit report and check it for accuracy. If there are any problems with your report, clearing them up before you buy can make it easier to get a loan for your new home.
Check your debt-to-income ratio
Your debt-to-income (DTI) ratio is an indicator of your financial health that lenders will use to determine whether you qualify for a mortgage and if so, what the terms of that mortgage will be. You can calculate your DTI by adding up your monthly debt payments and dividing that number by your gross income. If it is at 36 percent or less, you are likely in a good position to take on the demands of a mortgage. Anything above 43 percent could disqualify you from the most borrower-friendly types of mortgages. If your DTI is high, consider consolidating or tackling high-interest loans before engaging in the home buying process.
Research your financing options
Choose your financing options carefully. A pre-approval from a trusted mortgage lender will give you a realistic budget and a stronger negotiating position. It will also give you better terms, as it signals to sellers that you are a serious buyer. If you want to pay less upfront, research government programs like FHA loans, which can offer lower down payments for first-time home buyers.
2. Finding Your Community
The RGV real estate market is diverse, with various neighborhoods and communities offering different amenities and lifestyles. Research the market trends, understand property values, and identify areas that align with your future goals and plans.
Define your needs
Make a list of must-haves and deal-breakers, such as the number of bedrooms, location, yard space, and proximity to schools, workplaces, and recreational areas. Consider your lifestyle and future plans (such as expanding your family), as this list will guide your home search.
Explore the territory
Research different RGV communities from McAllen to Mission. Each offers unique charm, amenities, and price points. Attend open houses to get a feel for the neighborhoods and talk to residents. Remember to visit the neighborhood at different times of the day to get the full experience of the area.
Enlist a knowledgeable real estate agent
Find a realtor who understands the RGV market and your needs. Look for an agent with local expertise in the RGV market who has a solid track record and excellent negotiating skills. Also, remember to ask for recommendations from friends, family, or colleagues who have had positive experiences.
3. Finding the Right Home
Finding a home that is a perfect match for you will be a challenge, as you navigate numerous home features, locations and price points. Some houses will have the perfect number of rooms, but the kitchen structure may not suit you. Or, it may have enough bedrooms and be the right price, but sit in a less than ideal location. Part of the home buying process will require you to thoughtfully sort through your options and decide what works for your current and future family needs.
Inspect homes thoroughly
Once you find a property you like, schedule a professional home inspection. A thorough inspection can uncover potential issues that may become a challenge with the property. Pay close attention to structural integrity, foundation issues, and potential plumbing or electrical problems. Be present during the inspection to ask questions and gain insights regarding the property’s condition.
Consider future family growth and development
If you are planning to start a family, it is best to consider a home that will accommodate your family’s growth over time. Ensure that there is enough space or that the condition of the house is good enough for further development if required in the future.
Consider building a custom home
Chances are that purchasing a pre-built home will require some sort of compromise. If you want a home that has every detail exactly the way you want it, you should think about building a custom home. Featuring your dreams and details, this process gives you far more flexibility and can require less compromise than purchasing a standing home.
4. Understand the Rules and Regulations
Before moving into a new community, it is best to understand the rules and policies that govern the area. This will ensure that your transition and settlement into the new place is smooth.
Understand property taxes
Property taxes differ from one region to another in the RGV. Familiarize yourself with the property tax rates in your chosen city and factor the costs into your budget. You can also inquire about any incentives or tax exemptions for first-time homebuyers.
Review Homeowner Association (HOA) rules
If the property you are interested in is part of a Homeowner Association (HOA), you must review the HOA’s rules and regulations. Understand the monthly fees, any restrictions on property modifications, and overall governance structure. This information will give you a clear understanding of the community’s expectations.
5. Securing Your Perfect Home
Once you’ve found your dream house, work closely with your real estate agent and prepare to skillfully negotiate for a fair purchase price and avoid unexpected detours. Be prepared to make a compelling offer based on your pre-approved mortgage and any additional conditions you may meet.
Make a competitive offer
Research comparable properties in the area to determine a fair offer. Consider additional contingencies, like repairs or closing cost negotiations.
Review the purchase agreement
Carefully review the purchase agreement before signing. Ensure that all the terms and conditions align with your expectations and that proper contingencies are included to protect your interests.
Secure home insurance
Your realtor and mortgage lender will guide you through the maze of paperwork. However, you must explore a wide range of home insurance options and secure coverage before closing the deal. Home insurance is a vital aspect of homeownership, as it provides financial protection in case of unexpected events.
Conduct a final walkthrough
Before finalizing the purchase of your new home, conduct a final check to ensure that all agreed-upon repairs are complete and that the property is in the expected condition. This will be your last opportunity to address concerns before finalizing the purchase.
Prepare for closing costs
Closing costs can include fees associated with the buying process, such as attorney fees, title insurance, and lender fees. They are usually several thousand dollars. Understanding these costs can help you plan your budget and avoid any last-minute surprises.
6. Final Steps and Settling In
Congratulations! You are now a proud homeowner in the Rio Grande Valley. Wrap up the final processes seamlessly and prepare to enjoy your new home. Take time to settle down into your new home and celebrate your achievement.
Closing time
Be present during the closing, ensure all documents are accurate, and ask questions if anything is unclear.
Keys in hand
Celebrate your new homeownership! Get a beautiful welcome mat, unpack your belongings, and personalize your space. Don’t forget to introduce yourself to your neighbors and start building connections in your new community.
Bonus Tips for RGV First-Time Home Buyers
Embrace your Texan heritage
Don’t underestimate the value of bargaining! Haggling is a cultural norm in the RGV, especially at flea markets and smaller shops. Channel your inner Texan and negotiate for the best deals.
Tap into the community
The RGV is known for its strong sense of community. Attend local events, festivals, and gatherings to connect with neighbors and experience the unique RGV charm.
Be a green neighbor
Sustainability is essential in the RGV. Explore energy-efficient home options, consider water-saving landscaping, and learn about local recycling programs. Remember, small steps make a big difference!
Homes for Sale in McAllen, Tx
Buying your first home in McAllen, Tx, is a journey, not a sprint. Enjoy the process, learn from it, and don’t be afraid to ask for help. With this checklist as your compass and a little Texan grit, you’ll confidently navigate the RGV housing market and land your perfect first home.
Villa Homes is an award-winning home builder and member of the Rio Grande Valley Builder’s Association (RGVBA), the National Association of Home Builders (NAHB), and the Texas Association of Builders (TAB). For any assistance related to home building, contact us today.
